Client Update & Market Commentary – 29th March 2020

30th March 2020 – With recent and ongoing events relating to the financial markets & Covid-19, our Principal adviser, Michael Garvey, provides clients of Glasgow Wealth with our current approach and thinking… He knew quite well that it was plague and, needless to say, he also knew that, were this to be officially admitted, the […]

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Client Update & Market Commentary – 22nd March 2020

22nd March 2020 – Following last week’s Client Update, and with recent and ongoing events relating to the financial markets & Covid-19, Michael Garvey provides clients of Glasgow Wealth with our latest approach and thinking… I think we can turn the tide within the next 12 weeks… Prime Minister, Boris Johnston Only when the tide […]

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Client Update & Market Commentary

With recent and ongoing events relating to the financial markets & Covid-19, Michael Garvey provides clients of Glasgow Wealth with our current approach and thinking… “Everyone has a plan until they get punched in the face” Mike Tyson Ten weeks into a new decade and the year has already made its mark in the history […]

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“Should I pay into a Pension or an ISA?”

With the end of another tax year quickly approaching, many will be thinking about paying into an ISA or a pension. Our Principal Adviser, Michael Garvey, outlines the reasons why some would choose to pay into a Personal Pension or an ISA. With the deadline of the 5 April for maximising ISA and pension subscriptions, […]

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High earners falling foul of the Personal & Annual Allowance Taper

In this article we discuss the Personal Allowance Taper & Annual Allowance Taper – what you should be aware of and how to mitigate the impact. As is customary, from time to time, governments introduce new measures to increase the tax intake. From a tax on Candles in the 1780’s, the Window tax of the […]

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NHS pension scheme members face unexpected tax bills

In recent months there has been significant press coverage on NHS staff facing unexpected tax bills relating to how they fund their pensions. Many doctors and other high-earners are now asking why they are having to pay more tax for simply being part of, and contributing to, the NHS scheme. Why is this the case?   […]

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Glasgow Wealth – increase in demand for financial advice…

In a recent interview with the Glasgow Herald, our Pension Specialist Michael Garvey, spoke about the increase in demand for independent financial advice – with pensions being a very common topic for clients to seek advice on… Who are Glasgow Wealth and who are typical clients?           We are a small, full-service, independent financial planning and […]

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“Pension Transfers continue to rise…”

With more coverage in the Glasgow Herald this past weekend, our Pension Specialist Adviser, Michael Garvey, talks about the continuing trend of clients looking to transfer out of their Final Salary pension. Final Salary pension transfers remain topical as the number of individuals transferring out of final salary (defined benefit) pension schemes continues to reach […]

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The power of an offset mortgage

In an article in the Glasgow Herald this week, Principal Adviser at Glasgow Wealth, Michael Garvey, was again discussing Investments, Savings and Financial Advice. On the table this week is Mortgage Advice – and the benefits of the ‘Offset Mortgage‘. The Bank of England recently publicised that 15.75% of new mortgage applications in the first […]

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