The power of an offset mortgage

In an article in the Glasgow Herald this week, Principal Adviser at Glasgow Wealth, Michael Garvey, was again discussing Investments, Savings and Financial Advice. On the table this week is Mortgage Advice – and the benefits of the ‘Offset Mortgage‘. The Bank of England recently publicised that 15.75% of new mortgage applications in the first […]

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We are Recruiting…

Paraplanner: Salary: up to £38,000 + pension We are eager to identify a suitable candidate to fill a Paraplanning role within our firm. The successful applicant will be Level 4 qualified and will have some experience of dealing with high net worth financial planning scenarios; Chartered status would be an advantage. Full funding of further […]

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Pensions vs ISA’s?

Our Principal Financial Adviser, Michael Garvey, was again discussing Investments, Savings and Financial Advice in Glasgow’s Sunday Herald last week. On this occasion the topic was Pensions and ISA’s – outlining the reasons why some would choose to pay into a Personal Pension or an ISA.  With the passing of the 5 April deadline for maximising […]

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‘Lifestyling’ – the real threat to your lifestyle in retirement

Over the last few years, one trend that came into vogue in retirement planning (particularly corporate pensions) has been so called ‘lifestyling’. This is where the pension provider’s investment strategy works towards a target retirement date (or perhaps a default date across the scheme nominated by the sponsoring employer). Early in the career of the […]

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